Attention, this is not a drill, attention! I was given this screenshot in one of the dialogs. The creators of Hipo have added a way to indirectly make transfers via PayPal, which will allow you to not use a bank card and will cause much less payment failures (but this is not certain). Admittedly, I have no idea how it's done yet because I've never created one 😅 who has already had experience creating a PayPal virtual card, can you share?