finished version: https://www.furaffinity.net/view/48223140/

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Firstly, examples:
-- https://www.furaffinity.net/view/44330810/
-- https://www.furaffinity.net/view/43877363/
-- https://www.furaffinity.net/view/43159836/

Content of this reference:
-- Front fullbody to show the fur colors; Two headshots showing emotions (your choice);
-- Palette, name box that can be changed in form and place; (it'll be somewhere on the finished ref, we'll rearrange it)
-- Infobox can be decorated with flowers/thorns/vines or whatever you imagine.

SB: $10
MB: none

$60+ -- I'll add a feral version fullbody of your character. Latest example -- https://www.furaffinity.net/view/46608415/
If you don't need it, I can draw additional shaded halfbody piece for the character.

AB: $110 -- I'll add fullbody pose that'll show clothes outfit you select.

No need to pay for NSFW version.
Full/half prepayment, Boosty. Easy since the site works with PayPal.
Everything is changeable, you don't need to pay for wings or horns even if it's SB. The body type is changeable as well.