Well she's actually a koopa not a direct lizard but I liked the alliteration of that title.

This piece we finally show off Bayah frosty's constantly napping roommate who we last saw causing her a lot of grief https://www.furaffinity.net/view/34451160/

Its kinda funny normally we see a character clothed first then nude when I introduce them, though I will bring up she is naked under that sweater no undies or pants if you looked at her from behind right now that booty is likely in full view due to her tail >;3

and this full color scheme is the actual one when I adopted her from  itsuko103 you can see her original look here https://www.furaffinity.net/view/33149124/

Bayah is mine so is the art
Koopas however are owned by nintendo