Trying to make a generic mesh to base characters on

Trying new things with the topology; the hip extrusion works quite well (but how to do a generalized m/f system, I dunno, actually this new structure might help that flank bulge)
Still stumped on shoulder socket.

I think I will keep reading this fun thread http://forums.cgsociety.org/showthread.php?f=7&t=108412&page=1

Render: http://kriscrash.dk/art/09nov/fleur.png