might have to trash Paypal, looking for recs!
3 years ago
General
The new policies regarding transactions that could be linked to nsfw projects are concerning me, so I'll probably have to locate a new means of taking payment for commissions work!
If anyone who sees this knows of any good alternatives to Paypal for my line of work, I'd appreciate some guidance!
If anyone who sees this knows of any good alternatives to Paypal for my line of work, I'd appreciate some guidance!
FA+

I will of course let everyone know if my own research turns up anything useful
Ko-Fi seems to be the prominent alternative at the moment, but they also have a vague policy about nsfw transactions, their punishment is just not as frightening as Paypal's threat to charge accounts 2500 USD per violation in their activity.
Will keep looking!
Ko-Fi I haven't seen anyone get in trouble there. o:
I understand clients are typically hesitant to use anything outside of PayPal (I am as a buyer and seller, too) because of PayPal's buyer protections, but you're established, so hopefully most clients will be less concerned about using another service.
Edit: There's another artist I watch who mentioned in their journal that they're moving exclusively to Stripe and their clients seem supportive.
Stripe is starting to look like the best option... Will do more research and report back if I find out anything heinous about Stripe's user policies!
CashApp, as far as I know, is a big winner for US based transactions because they have no way of linking payments to online content like Paypal does, with all its fucking money to spend on stalking creators and clients online.
But I really don't like the idea of using phone numbers as a transaction avenue ಠ_ಠ
Venmo is another good looking one but its transaction fees are a little steep. Same goes for Square. Mostly because these apps were designed for use by small businesses and not solo online content creators. Using these guys might mean I have to raise my commission prices, and I historically try to avoid that.
this year they've ramped up efforts to trawl sites like twitter, tumblr, and deviantart to link email accounts and usernames to transactions on their website that would have involved the exchange of money for nsfw content. If they catch you, they'll fine the seller 2500 USD per violation, which would destroy most nsfw artists that I know who use Paypal for commission payments. Overall, it's safer to migrate off Paypal if you plan to sell nsfw content, but because this site has been the mainstay in online transactions for a literal decade, there's very few solid alternatives.
And yes, I know there are very few alternatives.. Paypal is basically the only one allowing global trading with smaller transactions. I know many use websites like stripe, but as a commissioner, I don't like country-dependent traders in case something goes wrong
I don't know much about them yet, but at this point we might just have to throw our hat into someone's ring and hope they evolve quickly to fill the hole Paypal just shot in its own foot.